PM Solar Panel Yojana Registration 2025 - Loan Apply Online
PM Solar Panel Yojana 2025, also known as PM Surya Ghar Yojana 2025, provides affordable solar panels for residential, commercial, and housing society use. The government also provides the subsidy of ₹30000 up to ₹78000 under this PM Muft Bijli Yojana 2025 (Pradhan Mantri Surya Ghar Muft Bijli Yojana).
The Government of India promoted solar energy uses to get clean and affordable electricity using solar panels. For the installation of solar panels, the government gives a subsidy that is good for the homeowner for installation, and also there is no electric bill by using this panel.
| Scheme Name | PM Surya Ghar: Muft Bijli Yojana 2025 |
|---|---|
| State | Every state of India |
| Starting year | 13 February 2024 |
| Scheme benefit | Get Subsidy of ₹30000 up to ₹78000 under the PM Roof Top Solar Scheme |
| Beneficiaries | Residential Households/Group Housing Society/Resident Welfare Association |
| Application process | Online and offline |
| Helpline Number | 15555 |
| PM Solar Panel Yojana Website | https://pmsuryaghar.gov.in/ |
It not only saves money, but it also saves the environment by producing natural electricity using solar energy.
Recommended Rooftop Solar Capacity
Choose your ideal solar plant size based on your household’s monthly power usage.
🔋 0 – 150 Units / Month
Recommended Capacity: 1 – 2 kW
⚡ 150 – 300 Units / Month
Recommended Capacity: 2 – 3 kW
💡 Above 300 Units / Month
Recommended Capacity: More than 3 kW
Subsidy for PM Solar Panel Yojana 2025
To installation solar panel The government provides a subsidy of ₹30000 to ₹78000 under PM Surya Ghar Yojana, depending on the size of the solar panel and the power of the panel.
From residential households to society, the residential welfare association can also get the benefit of the subsidy provided by the government. Here are the some subsidy details
Solar Rooftop Subsidy Details
🏠 Subsidy for Residential Households
- ₹30,000 per kW for systems up to 2 kW
- ₹18,000 per kW for additional capacity up to 3 kW
- Maximum ₹78,000 total subsidy for systems larger than 3 kW
🏢 Subsidy for GHS / RWA (Housing Societies)
- ₹18,000 per kW up to 500 kW capacity
- Maximum 3 kW per house within the society
PM Surya Ghar Affordable Loan 2025
The government is providing a loan for the solar installation with an affordable interest rate and a long term for the customer. Under the PM Solar Ghar Yojana The government provides an affordable loan scheme for customers so the customer does not pay the full amount of the solar panel installation; they can pay as EMI with an affordable interest rate so the EMI is also affordable and low.
Solar Rooftop Loan – Basic Details
| Item | Up to ₹2 Lakh | Above ₹2 Lakh |
|---|---|---|
| Loan Amount | Max ₹2,00,000 | Max ₹6,00,000 |
| Interest Rate | Repo + 0.50% (≈6.0% p.a.) | Same as Home Loan / +1% for others |
| Repayment Tenure | Up to 10 years (120 months) | |
| Processing Fee | Zero | |
| Security | Hypothecation of solar equipment | |
Eligibility & Subsidy
| Item | Details |
|---|---|
| Age Limit | Up to 65 years (loan closure before 70) |
| CIBIL Score | 680+ or New to Credit (NTC) |
| Subsidy | ₹30,000 (1kW), ₹60,000 (2kW), ₹78,000 (3kW) |
| Income Proof | Required only for loans above ₹2 lakh |
Cost of 3 kW Solar Plant 2025
| Total Cost | Government Subsidy | Your Contribution |
|---|---|---|
| ₹1.45 Lakh | ₹78,000 | ₹67,000 |
Bank Loan Details (Interest 7.00% p.a., Tenure 5 years)
Bank Loan Details for ₹50,000
| Interest Rate (Repo + 0.50%) | Monthly EMI | Total Interest Payable | Total Amount Paid |
|---|---|---|---|
| 7.00% | ₹990 | ₹9,404 | ₹59,404 |
Bank Loan Details for ₹75,000
| Interest Rate (Repo + 0.50%) | Monthly EMI | Total Interest Payable | Total Amount Paid |
|---|---|---|---|
| 7.00% | ₹1,485 | ₹14,105 | ₹89,105 |
Bank Loan Details for ₹1,00,000
| Interest Rate (Repo + 0.50%) | Monthly EMI | Total Interest Payable | Total Amount Paid |
|---|---|---|---|
| 7.00% | ₹1,980 | ₹18,807 | ₹1,18,807 |
Note: These calculations assume a 5-year loan term (60 months) and an annual interest rate of 7.00% (monthly rate = 7% / 12). The repo rate used earlier (6.5%) is unchanged.
Note: These calculations are estimated based on a 5-year loan period. The current repo rate is 6.5%.
The calculation of the subsidy according to power consumption as kilowatts from 1 kW to 3 kW and more than 3 kW.
Benefits of PM solar panel Yojana 2025
There were several benefits of the solar panel Yojana (PM Surya Ghar Yojana) provided by the government; not only did they get the subsidy from the government, but also the other benefits that any house owner facing problems would get.
Reduce the electricity bill: The most important part of this Yojana is that it reduces the electricity bill because the current time electricity bill is the major issue of the household. Today the time of the EV (Electrical Vehicle) is trending, so for charging, the electrical vehicles consume more electricity, so the electricity bill gets higher. Using solar panels, the electricity bill will be reduced, and sometimes it can be reduced to zero.
Government subsidy: If the household installs solar panels, they will receive money from the government, which will also save them money from the expense.
Environment protection: The solar panel generates electricity by using sun energy, so this is a clean and safe electricity production system. This way the household is also part of the environmental protection for our earth and the future of the next generation.
Using electricity freely: By using solar panels, the house owners are free to use electricity, so there is no restriction or dependence on the electricity company that provides electricity and power cuts of any type for maintenance and other reasons. Using solar panels does not affect any of your work or home uses; you always get the electricity in your house.
Increase the house price: Any solar panel can be possible to increase the amount of the house price because the house uses natural electricity, so any buyer is more interested in those that have solar panels because they give free electricity.
Eligibility for PM Solar Panel Yojana 2025
To install solar panels on the roof, the applicant must follow the eligibility criteria said by the government. here is the simple eligibility criteria that anyone can follow
Citizen of India: the applicant must be a citizen of India
Owner of a house: The applicant must be the owner of a house where the solar panel is installed.
Electricity connection: An electricity connection is mandatory for the house because it will be connected to the solar panel.
Required area for solar panel: For solar panel installation there was a need for a minimum area for the solar panel to be installed so you have a rooftop uncovered by other things.
Required documents for PM solar panel Yojana 2025
For applying for the PM Solar Panel Yojana (PM Surya Ghar - Muft Bijli Yojana), the applicant must have some necessary documents for the application.
Aadhar card: The application must have an Aadhar Card.
PAN card: The PAN card is another required document for the scheme.
Electricity bill: for application Need a valid electricity bill for the house.
House owner certificate: the applicant must have the house registry document or any other ownership document that proves the house is owned by the applicant.
Passport-size photograph: passport-size photograph is needed for this application
Bank account: the applicant has a bank account with the name the same as the application.
PM Solar Panel Yojana Registration Process 2025
For the customer, the government taking the registration process online is a good user experience; the customer can easily register for the PM solar panel Yojana (PM Surya Ghar Yojana) without visiting any office or going anywhere. Anytime from their home, they can complete the registration process online; here is the easy steps to registration process
Step 1: Visit the official website of the PM solar panel Yojana (PM Surya Ghar Yojana Website): https://pmsuryaghar.gov.in/
Step 2: Go to the "customer" section and click on the "Apply now" button; after that, the customer login page will be open, and you have to log in to your account.
Step 3: Enter a valid and active registered customer mobile number for the registration; after that, enter the CAPTCHA code and agree to the terms and conditions. Now click on the "Verify" button to verify your account.
Step 4: enter the OTP to log in to the account through the SMS you receive on your registered mobile number.
Step 5: After successfully logging in, enter the profile details of the customer completing the registration form. Enter the name of the customer, email address, residential address, state, district, and the PIN code, and now click on the save button.
Step 6: their application by clicking on the apply for solar rooftop or true vendor selection. The customer can apply for the solar rooftop by selecting their state district and electricity distribution company name. It will be detailed for the customer, and the details will be entered as the customer. After that, click on the next button to submit your application form.
After submitting your details, you will receive the registration details to your registered mobile number. In the future it will be helped by checking the application or registration detail and knowing the process of the registration.
Helpline Number
Under these PM Surya Ghar: Muft Bijli Yojana registrations, the government provides the customer care and emergency support number.
| Address: Ministry of New and Renewable Energy (MNRE). Atal Akshaya Urja Bhawan, CGO Complex, Lodhi Road, New Delhi – 110003, India. MNRE Officers Directory. |
| Contact Number: 15555 (Available 24/7 - Toll-free helpline) |
| Official Portal | pmsuryaghar.gov.in |